Institutional investors, private equity funds, REITs, and large-scale lenders face a unique problem in U.S. real estate: fragmentation. Every county and state maintains its own system of public records, governed by local real estate laws, recording standards, and tax rules. For investors managing portfolios across multiple markets, inconsistency in title searches becomes a major risk […]
In the world of real estate and mortgage lending, the line between compliance and efficiency is razor-thin. Lenders must verify that a property is free of liens, unpaid taxes, or ownership disputes before approving a loan. Title companies must provide reports that stand up to regulatory scrutiny. Developers must integrate this data into modern systems […]
The mortgage industry runs on clarity, consistency, and speed. Yet few areas create more friction than the title process. From deciphering property deeds in different counties to reconciling public records spread across multiple offices, traditional title reporting has long been a bottleneck in real estate transactions. Today, artificial intelligence in real estate is changing that […]
National coverage isn’t a nice‑to‑have—it’s the floor. When you’re moving loans, clearing a property title, or drafting a legal opinion, you need property title search results that are fast, uniform, and defensible across all 3,000+ county and municipal sources. This guide breaks down how modern AI systems process millions of records across all 50 states, […]
In today’s real estate market, buyers, sellers, lenders, and investors expect speed, accuracy, and transparency. From the first moment a buyer types “mortgage calculator” into Google, to the day they sign closing papers, one thing underpins every step: reliable property intelligence. Traditionally, title search was seen as a background process — a behind-the-scenes check that […]
In 2025, artificial intelligence in real estate is no longer a futuristic concept—it’s mainstream. For decades, the title industry has relied on meticulous human review of public records, legal documents, and the chain of title to ensure smooth property transfers. But with adoption rates surging, regulatory frameworks aligning, and major lenders requiring faster, more reliable […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
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},
{
"type": "DEED",
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"grantorName": [
"VISTA TEST HOMEOWNER'S ASSOCIATION"
],
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"notes": ""
}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
"dated": "04/20/2024",
"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
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"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
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}
],
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},
{
"type": "HELOC",
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"book": "",
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"amount": "30000.00",
"mortgagorName": "JOHN DOE",
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}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}