For decades, title research followed a relatively predictable rhythm. County recorders filed documents, abstractors accessed those records, and lenders relied on the resulting reports to make confident decisions. Today, that rhythm is fractured. Public record fragmentation—across counties, agencies, systems, formats, and access rules—has turned what was once a linear process into one of the most […]
Why AFX Research Remains the #1 Partner for Lenders Who Need Both Speed and Certainty Artificial intelligence is transforming nearly every corner of the mortgage, real estate, and lending ecosystem—and title research is no exception. AI Title Research can read documents, recognize patterns, predict risk, and automate entire steps of the title ordering process that […]
The next two years will redefine the mortgage industry’s relationship with data accuracy, real-time intelligence, and quality control. Lenders are under mounting pressure from regulators, investors, and insurers to eliminate post-closing defects—particularly those tied to inaccurate or outdated title information. As loan buybacks continue to rise and GSEs sharpen their defect-tracking systems, mortgage teams can […]
Speed has always been a competitive advantage in lending. Borrowers expect instant decisions, internal teams want fewer bottlenecks, and executives push for automation across the entire loan lifecycle. So when 10-minute “instant title search” platforms began promising AI-powered reports with lightning-fast turnaround, the lending industry took notice of the limitations of these systems compared to […]
For decades, mortgage lenders have relied on PDF title reports—static, unstructured, human-readable documents that were adequate in a paper-first lending environment. But as Fannie Mae and Freddie Mac push digital transformation deeper into underwriting, QC, and post-close workflows, PDFs have become a bottleneck. They’re slow to process, impossible to automate at scale without expensive OCR […]
Loan repurchases are the most feared—and most expensive—outcome for mortgage lenders entering 2026. Buybacks have surged as Fannie Mae and Freddie Mac tighten data-quality expectations, audit timelines shrink, and regulators push lenders toward cleaner, more structured, and more verifiable loan files. The biggest driver of repurchase risk today isn’t borrower fraud or income miscalculation. It’s […]
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