In any real estate transaction, title insurance plays a critical role in protecting all parties involved—especially mortgage lenders. Ensuring a clean chain of ownership of the property, identifying any encumbrance, and verifying the property deed are all essential steps in securing the lender’s investment. AFX Research, a nationwide title search company, has streamlined this process […]
In the fast-paced world of real estate transactions, timing is everything—especially for mortgage lenders who rely on accurate data to underwrite home loans and assess loan amount, loan term, and property deed records. Delays in retrieving title information can cost lenders money, time, and borrower satisfaction. That’s where AFX Research, a nationwide title search company, […]
When you’re about to purchase a property, understanding the difference between a title and title report is essential to protect your investment. At its core, a title represents legal ownership of real estate, while a title report provides a detailed summary of that ownership, including potential issues such as title defects, liens on the property, […]
When buying a home or securing a mortgage, accuracy and speed matter. From determining if there’s a lien on the property to reviewing property records and understanding the chain of title, every detail can affect loan approval, closing costs, and even your final purchase price. For mortgage lenders and title searchers, the challenge lies in […]
In today’s competitive mortgage lending industry, the speed and accuracy of information can determine how quickly a loan is approved or denied. As digital transformation continues to redefine real estate workflows, AFX Research stands at the forefront—delivering same-day title updates using JSON data streams, webhooks, and API integrations for mortgage lenders, mortgage servicers, and financial […]
For mortgage loan lenders, the speed and accuracy of a title search can make or break a closing. With borrowers expecting instant decisions and tighter turnarounds on approvals, mortgage lenders need reliable data fast—especially when handling complex loan terms, adjustable rate mortgages, or rate-sensitive transactions. While AFX Research is not a lender and does not […]
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"afx_property_id": "79-275248-47",
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"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
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"period": "",
"status": "PAID",
"date": "",
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},
{
"year": "2024",
"period": "",
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"date": "",
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}
],
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{
"type": "WARRANTY DEED",
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"recorded": "03/13/2024",
"instrument": "2024-008696",
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"torrens": "",
"grantorName": [
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{
"type": "DEED",
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{
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"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
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{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
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{
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}
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"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
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}
}