In today’s lending environment, where transactions move at unprecedented speed and collateral risk continues to rise, same-day title updates have become essential. Everything from DSCR loans to construction draws to servicing reviews depends on precise, same-day verification of ownership and encumbrances. Yet many lenders still rely on data sources that feel real-time but are actually […]
When Jordan and Taylor finally found their “forever home,” it felt like destiny. A charming three-bedroom craftsman with a wraparound porch and a price that fit their budget. They imagined summer barbecues and cozy winters by the fireplace. Their real estate agent assured them everything looked “clean.” They ordered a basic title report from an […]
As 2026 approaches, the real estate and mortgage sectors are navigating a new wave of transformation. Public records are becoming increasingly digitized but remain fragmented across thousands of counties. Mortgage lenders are seeking faster, more reliable title verification tools to manage risk in an uncertain market. And artificial intelligence (AI) is reshaping how title search […]
When it comes to buying or selling a home, few topics cause more confusion than liens. A lien on a house isn’t just a technical detail — it’s a legal claim that can determine who truly controls the property and how much equity remains. From tax liens to judgment liens and mechanic’s liens, every type […]
Artificial intelligence (AI) has transformed nearly every part of the real estate industry. For mortgage lenders, servicers, and title companies, AI offers speed, automation, and data-driven insights that used to take hours or even days to complete. But when it comes to verifying public records, confirming ownership, and identifying potential liens in real time, there’s […]
In an industry where timing defines profitability, SameDayTitleUpdates.com represents a breakthrough in how lenders and mortgage professionals access real-time title search. Traditional methods of conducting a title search—relying on aggregator data or manual requests—often leave lenders exposed to outdated information. While artificial intelligence and automation promise speed, the reality is that no algorithm can fully […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
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},
{
"type": "DEED",
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}
],
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"mortgages": [
{
"type": "DEED OF TRUST",
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"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
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"mortgagorName": "JOHN DOE",
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"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
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"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
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{
"type": "HELOC",
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"trusteeName": "",
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}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}