Real estate transactions depend on accurate property information, fast title verification, and trust between lenders, real estate professionals, and property owners. But traditional title processes are often slow and paper-heavy, delaying closings and increasing costs. Even as digital tools evolve, many title companies still rely on static reports that need manual interpretation. The next evolution […]
In real estate lending, location isn’t just a pin on a map—it’s the foundation of risk assessment and asset security. The growing use of geospatial intelligence in title search has transformed how lenders, insurers, and property researchers interpret data. From mapping liens to verifying ownership, understanding where something exists in the real world is as […]
In real estate lending, accuracy is everything. The smallest discrepancy in a property’s legal description, ownership record, or lien position can derail a transaction or trigger repurchase demands after closing. Traditionally, detecting such discrepancies has required painstaking manual review—human examiners comparing deeds, checking parcel descriptions, and confirming ownership of the property line by line. But […]
In mortgage lending, every decision relies on one question: Who truly owns the property—and what’s attached to it? Yet the answer isn’t always as clear as it looks. County systems vary, aggregator feeds lag, and AI tools can’t reach live public records. For lenders, that fragmentation creates blind spots in underwriting and loan servicing. Centralized, […]
In today’s digital lending landscape, mortgage lenders are no longer competing on rates alone—they’re competing on speed, accuracy, and borrower experience. The loan process has evolved from paper-heavy workflows to integrated, real-time data pipelines. But one key step still lags behind for many institutions: the title search process. That’s why centralized title search portals—like those […]
In the real estate industry, time is leverage. Every hour lost to outdated systems—manual document pulls, email chains, or missing land records—can derail closings, frustrate clients, and cost thousands in lost revenue. The need for a faster method, such as a Slow Title Search, has never been more critical. Yet even in 2025, many title […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
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"granteeName": [
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},
{
"type": "DEED",
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}
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"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
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"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
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"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
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},
{
"type": "HELOC",
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}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}