In today’s volatile real estate market, rising interest rates are creating urgency across the lending industry. Every day the Federal Reserve adjusts the federal funds rate, lenders and real estate professionals face tighter rate lock periods, shrinking the window to finalize transactions. With higher interest rates threatening affordability, the need for speed and precision has […]
The mortgage lending landscape is fiercely competitive. Speed, accuracy, and efficiency aren’t just advantages; they’re survival necessities. Yet, one critical bottleneck persists: the property title search. Traditional methods, reliant on manual searches at the county recorder office and sifting through dusty public records, can take days or even weeks. This delay impacts everything from interest […]
In today’s fast-paced real estate landscape, delays in verifying title information can lead to missed opportunities and costly legal issues. For mortgage lenders, underwriters, and other stakeholders in real estate transactions, time is money. That’s why AFX Research developed a game-changing solution: SameDayTitleUpdates.com, a powerful API-driven platform that enables same-day title updates across the U.S. […]
In today’s fast-paced real estate market, mortgage lenders, real estate agents, insurance companies, and even legal professionals all rely on one key process before any real estate transaction can close: the title search. Whether you’re looking to sell the property, issue a mortgage lien, or evaluate tax liens, understanding the full history of a piece […]
In today’s fast-moving real estate market, buyers and sellers alike demand speed, transparency, and confidence in every transaction. One of the most critical components of any real estate transaction is the title report. But traditionally, these reports can take days to generate and review—potentially delaying closings and raising the risk of title defects, liens on […]
In the fast-paced world of real estate lending, speed and accuracy can make or break a transaction. Mortgage lenders, real estate attorneys, and title companies all rely on quick access to verified property title data. But traditional methods to conduct a title search can take days—or even weeks—delaying closings and increasing risk. Enter AFX Research, […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
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"grantorName": [
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{
"type": "DEED",
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}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
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"amount": "312000.00",
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"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
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"mersStatus": "ACTIVE",
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{
"type": "ASSIGNMENT",
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{
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}
],
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"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}