In today’s lending and servicing world, data accuracy and smooth system connections are no longer nice-to-have—they are essential. Financial institutions, mortgage lenders, and real estate professionals depend on trusted property information to handle underwriting, compliance, loan servicing, and investments. When records don’t match, the result is mistakes, delays, and missed opportunities. That’s why Placekey integration […]
Buying property isn’t just about negotiating the right price or locking in competitive mortgage rates. It’s also about ensuring that the title to the property is clean, accurate, and free of liabilities. Hidden liens, unpaid taxes, and unrecorded claims can turn a dream purchase into a financial nightmare. That’s why a current owner search—also called […]
In real estate, time is money. A delayed title report can push back closings, stall funding, or even cause buyers and sellers to walk away. That’s why understanding how long does a current owner search take is critical for professionals and property owners alike. At AFX Research, we specialize in delivering title reports faster than […]
The real estate industry is undergoing a digital transformation. Once dominated by paper files, courthouse visits, and manual processes, the title search process is now being reimagined through mobile-first platforms and AI-driven customer service. Mobile apps and chatbots are no longer “nice to have” features—they’re becoming the standard for companies that want to meet rising […]
The title industry has always been about precision. Whether it’s a Current Owner Title Search in California or a nationwide portfolio review, accuracy in uncovering liens, ownership disputes, or unpaid property taxes is what keeps transactions moving forward. But the game is changing. Today, title search companies and lenders are no longer just reacting to […]
Buying or selling a home is rarely as simple as signing a purchase contract. Behind every real estate transaction sits a mountain of legal documents, public filings, and specialized reports that confirm whether ownership can safely transfer. While most professionals understand the basics of conducting a title search, there are several other critical reports that […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
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{
"type": "DEED",
"dated": "01/31/2024",
"recorded": "02/02/2024",
"instrument": "2024-003832",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"VISTA TEST HOMEOWNER'S ASSOCIATION"
],
"granteeName": [
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"notes": ""
}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
"dated": "04/20/2024",
"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
"page": "",
"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
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{
"type": "HELOC",
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"recorded": "06/30/2024",
"instrument": "2024-016054",
"book": "",
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"amount": "30000.00",
"mortgagorName": "JOHN DOE",
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"trusteeName": "",
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"notes": ""
}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}