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How to Obtain, Access, and Manage Property Deeds: A Comprehensive Guide

How to Obtain, Access, and Manage Property Deeds: A Comprehensive Guide

Property deeds are essential legal documents that prove ownership of a home or land. Whether you’re looking to access the deed to your current house, obtain a copy of a deed for a property you no longer own, or simply need to understand the process of securing a deed, this guide will walk you through everything you need to know. Below, we’ll cover how to get a deed, where to find it, and what steps to take to ensure you have the proper documentation for your property.

What Is a Property Deed?

A property deed is a legal document that transfers ownership of real estate from one party to another. It contains important information such as the names of the buyer and seller, a legal description of the property, and the signature of the person transferring the property. The deed is then recorded with the local government, typically at the county level, to make the transfer official and public.

If you own a home, the deed is your proof of ownership. If you’ve sold a property, you may still need a copy of the deed for legal, tax, or personal reasons. Here’s how to access and manage property deeds in various situations.

How to Get a Deed to Your House

If you’re wondering how to get a deed to your house, the process is straightforward. When you purchase a home, the deed is typically prepared by a title company or real estate attorney and filed with the county recorder’s office. However, if you never received a copy or misplaced it, here’s how to obtain one:

  1. Contact the County Recorder’s Office
  2. The county recorder’s office (or register of deeds) is the primary place where property deeds are recorded and stored. Visit their website or office in person to request a copy of your deed. You’ll need to provide the property address or parcel number, and there may be a small fee for the copy.
  3. Check Online Records
  4. Many counties now offer online access to property records. Search for your county’s official website and look for a “property records” or “deed search” section. You may be able to view and download a copy of your deed directly.
  5. Contact Your Title Company or Attorney
  6. If you worked with a title company or real estate attorney during the purchase of your home, they may have a copy of your deed on file. Reach out to them to request a copy.

How to Obtain a Copy of a Deed for a Property You No Longer Own

If you need a copy of a deed for a property you no longer own, the process is similar to obtaining a deed for your current home. Here’s what to do:

  1. Visit the County Recorder’s Office
  2. Even if you no longer own the property, the deed will still be on file with the county recorder’s office. Provide the property address or parcel number, and request a copy of the deed from the time you owned the property.
  3. Search Online Property Records
  4. Many counties maintain digital archives of property records, including deeds from previous years. Use the county’s online search tool to locate the deed.
  5. Contact the New Owner or Real Estate Agent
  6. If you’re unable to locate the deed through official channels, you may be able to request a copy from the new owner or the real estate agent who handled the sale.
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Where Can You Get a Copy of Your Deed?

The most common places to obtain a copy of your deed include:

  • County Recorder’s Office: The official repository for property deeds.
  • Online Property Records: Many counties offer online access to deeds and other property documents.
  • Title Companies: If you used a title company during the purchase or sale of your home, they may have a copy.
  • Real Estate Attorneys: Your attorney may have a copy of the deed if they handled the transaction.

How to Get a Deed in Your Name

If you’ve recently purchased a home and need to ensure the deed is in your name, follow these steps:

  1. Verify the Deed Was Recorded
  2. After closing, the deed should be recorded with the county recorder’s office. Contact the office to confirm the deed has been recorded and is in your name.
  3. Request a Copy
  4. Once the deed is recorded, request a copy for your records. This will serve as proof of ownership.
  5. Check for Errors
  6. Review the deed to ensure all information is accurate, including your name, the property description, and any legal details.

How to Get a New Deed for a House

There are situations where you may need a new deed for a house, such as transferring ownership, adding or removing a name, or correcting an error. Here’s how to get a new deed:

  1. Hire a Real Estate Attorney
  2. A real estate attorney can prepare a new deed that meets your specific needs, such as a quitclaim deed or warranty deed.
  3. File the New Deed
  4. Once the new deed is prepared, it must be signed, notarized, and recorded with the county recorder’s office.
  5. Pay Any Fees
  6. There may be fees associated with preparing and recording the new deed.
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How to Get a Copy of Your House Title

The terms “deed” and “title” are often used interchangeably, but they refer to different things. The deed is the physical document that transfers ownership, while the title refers to the legal concept of ownership. To get a copy of your house title, you’ll need to obtain a title report or title insurance policy from a title company. This document will show the history of ownership and any liens or encumbrances on the property.

Tips for Managing Your Property Deeds

  1. Keep Copies in a Safe Place
  2. Store physical copies of your deeds in a fireproof safe or safety deposit box. Keep digital copies backed up on a secure cloud storage platform.
  3. Check for Updates
  4. If you make changes to your property, such as refinancing or transferring ownership, ensure the deed is updated and recorded.
  5. Understand Your Rights
  6. Familiarize yourself with the legal implications of your deed, including any restrictions or covenants.

Protecting Your Property Rights: How to Access, Update, and Manage Deeds Efficiently

Property deeds are vital documents that establish your ownership of a home or land. Whether you need to access the deed to your current home, obtain a copy for a property you no longer own, or update your title quickly, the process is straightforward with the right guidance. Start by contacting your county recorder’s office or searching online property records. These offices maintain detailed archives of all recorded deeds, making it easy to request a copy for a small fee. If you encounter any challenges, such as missing information or complex legal issues, consider reaching out to a real estate attorney or title company for assistance. By staying proactive and informed, you can ensure your ownership rights are protected and your records remain accurate and up to date.

In some cases, you may need same-day title updates, especially if you’re refinancing, transferring ownership, or correcting an error on your deed. Many title companies and county offices now offer expedited services for urgent situations. For example, if you’re closing on a home sale or resolving a legal dispute, same-day title updates can help you meet tight deadlines. To take advantage of these services, contact your local recorder’s office or a trusted title company to inquire about their expedited processing options. While there may be additional fees, the peace of mind and efficiency they provide are often worth the cost. Whether you’re a current homeowner, a former property owner, or preparing to buy or sell, understanding how to access and update your deed is an essential part of managing your real estate assets effectively.

Common Report Example

*recommended to view on desktop

{
  "your_order_number": "1663232-1212",
  "afx_property_id": "79-275248-47",
  "file_name": "1663232-1212-TS.pdf",
  "public_url_to_file":   "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
  "report_data":
  {
    "productID": "116",
    "productName": "Current Owner Search w/ Taxes",
    "propertyID": "79-275248-47",
    "yourReferenceNumber": "ABCD1234",
    "yourOrderNumber": "1663232-1212",
    "yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
    "dateComplete": "08/19/2024",
    "dateEffective": "08/16/2024",
    "propAddress": "123 SE TEST ROAD",
    "propCity": "ESTACADA",
    "propState": "OR",
    "propZip": "97020",
    "propCounty": "CLACKAMAS",
    "propAPN": "111025371-012",
    "propAltAPN": "R-3-4E-21-C-A-01500",
    "propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
    "propOwner": "CORY TIPTON",
    "landValue": "100000.00",
    "buildingValue": "250000.00",
    "propValue": "350000.00",
    "overallTaxNotes": "",
    "taxesExists": 1,
    "taxes": [
      {
        "year": "2023",
        "period": "",
        "status": "PAID",
        "date": "",
        "amount": "3141.26"
      },
      {
        "year": "2024",
        "period": "",
        "status": "DUE",
        "date": "",
        "amount": "3721.10"
      }
    ],
    "deedsExists": 1,
    "deeds": [
      {
        "type": "WARRANTY DEED",
        "dated": "03/13/2024",
        "recorded": "03/13/2024",
        "instrument": "2024-008696",
        "book": "",
        "page": "",
        "torrens": "",
        "grantorName": [
          "NORTHWEST CORE HOLDINGS, LLC"
        ],
        "granteeName": [
          "CORY TIPTON"
        ],
        "notes": ""
      },
      {
        "type": "DEED",
        "dated": "01/31/2024",
        "recorded": "02/02/2024",
        "instrument": "2024-003832",
        "book": "",
        "page": "",
        "torrens": "",
        "grantorName": [
          "VISTA TEST HOMEOWNER'S ASSOCIATION"
        ],
        "granteeName": [
          "JOHN DOE"
        ],
        "notes": ""
      }
    ],
    "mortgagesExists": 1,
    "mortgages": [
      {
        "type": "DEED OF TRUST",
        "dated": "04/20/2024",
        "recorded": "04/30/2024",
        "instrument": "2024-015037",
        "book": "",
        "page": "",
        "amount": "312000.00",
        "mortgagorName": "JOHN DOE",
        "mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
        "trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
        "mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
        "mersMIN": "1000235-0023016999-7",
        "mersStatus": "ACTIVE",
        "relatedDocsExists": 1,
        "relatedDocs": [
          {
            "type": "ASSIGNMENT",
            "desc": "UMB BANK NATIONAL",
            "recorded": "02/28/2024",
            "instrument": "",
            "book": "1130",
            "page": "415"
        }
      ],
      "notes": ""
    },
    {
      "type": "HELOC",
      "dated": "06/25/2024",
      "recorded": "06/30/2024",
      "instrument": "2024-016054",
      "book": "",
      "page": "",
      "amount": "30000.00",
      "mortgagorName": "JOHN DOE",
      "mortgageeName": "TRUST CREDIT UNION",
      "trusteeName": "",
      "mersName": "",
      "mersMIN": "",
      "mersStatus": "",
      "relatedDocsExists": 0,
      "notes": ""
    }
  ],
  "liensExists": 0,
  "overallLienNotes": "",
  "miscsExists": 0,
  "reportNotes": "",
  "dateSubmitted": "08/19/2024 10:14:31 AM",
  "currentDeedRecordDate": "03/13/2024"
  }
}