Same-Day Title Updates for Modern Lenders

For API-integrated partners, our average turnaround time is under 0.43 business days. Even for non-integrated clients, most title updates are delivered same-day, ensuring your deals stay on schedule.

• mortgage lenders
• private lenders
• insurers
• real estate investors
• environmental firms
• insurance companies
• attorneys
• servicers
• government agencies

We offer current owner searches, two-owner and full chain of title reports, lien checks, deed verifications, and more—customizable to your needs.

Yes, we provide both environmental lien and AUL (Activity and Use Limitation) report options, backed by certified public records data across all U.S. jurisdictions. All reports are fully compliant with ASTM E1527 and E1528 standards, ensuring they meet industry guidelines for environmental due diligence.

 Our REST API allows for seamless ordering, tracking, and delivery of title updates directly into LOS or CLM systems like Encompass or custom-built software.

Webhook integration enables real-time order status updates and document delivery, reducing manual follow-ups and accelerating processing timelines.

Yes, we use token-based authentication and encrypted channels to ensure secure data exchange between your platform and ours.

We support PDF, Word, Excel, and JSON formats—flexible for both human-readable reports and machine-readable data workflows.

Absolutely. JSON abstracts can be delivered instantly via webhook or API for easy ingestion into your platform or workflow.

JSON delivery allows for immediate integration with your system, enabling faster underwriting, compliance checks, and risk assessments. It also supports downstream actions such as automated decisioning, workflow routing, document generation, and portfolio monitoring—streamlining your entire lending or investment process.

Yes, integrated partners can view, track, pause, or cancel orders directly through their own LOS or dashboard, with real-time sync.

Our proprietary Error Correction & Classification (ECC) algorithms catch data inconsistencies, missing fields, and anomalies before reports are finalized.

AI enhances data extraction from public records, reduces human error, and flags irregularities for manual review—resulting in cleaner, faster reports.

Yes, our AI tools help identify red flags such as forged signatures, improper document chains, or suspect ownership transfers.

While no technology is perfect, we mitigate AI risks through human-in-the-loop verification and strict quality assurance protocols.

Yes, our platform is designed to support both enterprise lenders and boutique firms with scalable tools for automation.

AI will continue to reduce turnaround times for in-house title search, improve accuracy, and unlock new levels of customization and insight in title reporting.

A grant deed guarantees the seller has clear title, while a quitclaim deed transfers whatever interest the seller has—without warranties.

A deed of trust secures a loan and involves three parties, while a grant deed is a conveyance of ownership from seller to buyer.

A grant deed shows a transfer of ownership but should be verified with a title search to confirm it’s current and clear.

You can validate a deed by checking its recording with the county clerk or recorder’s office and verifying against chain-of-title data.

Some counties offer online access, but for comprehensive, up-to-date data across jurisdictions, professional title research is recommended.

Yes, we offer specialized title searches for renovation and rehab loans.

Absolutely. We support streamlined title updates specifically for home equity lines and refinance scenarios.

We provide title reports at every stage of the construction process to verify lien status, ownership, and disbursement readiness.

AFX integrates with Encompass, Mortgage Automator, Nexys, TrustPoint, Land Gorilla, Calyx, ICE, and other industry-standard or custom lending platforms.

Yes, with full API and webhook integration, reports and status updates are delivered directly into your LOS without needing to log into another portal.

Our combination of JSON Data-stream automation, nationwide abstractor network, and secure tech stack delivers unmatched speed and accuracy.

Yes, we cover all 50 U.S. states and jurisdictions, including remote and rural counties.

AFX has been providing certified title research since 1995, trusted by institutions like the SEC, IRS, DOJ, and leading financial firms. Between 2016 and 2024, we completed title reports on properties with a combined value exceeding $1.3 trillion.