Artificial intelligence (AI) has transformed nearly every part of the real estate industry. For mortgage lenders, servicers, and title companies, AI offers speed, automation, and data-driven insights that used to take hours or even days to complete. But when it comes to verifying public records, confirming ownership, and identifying potential liens in real time, there’s […]
In an industry where timing defines profitability, SameDayTitleUpdates.com represents a breakthrough in how lenders and mortgage professionals access real-time title search. Traditional methods of conducting a title search—relying on aggregator data or manual requests—often leave lenders exposed to outdated information. While artificial intelligence and automation promise speed, the reality is that no algorithm can fully […]
Artificial intelligence (AI) is reshaping real estate lending—from underwriting to lien resolution. Yet, one barrier remains: public record access. Every U.S. county has its own system for recording deeds, mortgages, and liens. Some are online; others still rely on paper files or microfilm. There’s no national database or real-time API that AI can tap into […]
In the fast-paced world of modern lending, data delays cost money. Whether it’s a draw disbursement on a construction loan or a refinancing review on an existing portfolio, decision makers depend on verified property data to keep credit risk low and cash flow predictable. Yet, despite rapid advances in machine learning and title technologies, the […]
In real estate lending, speed and accuracy go hand in hand. Lenders need data they can trust — not just fast reports that look current. But depending on data aggregators or delayed updates often leads to missed liens, ownership errors, and funding risks. That’s where same-day title updates change everything. By combining direct public record […]
When working with construction loans, accuracy and timing are everything. Every draw request, lien waiver, and title update must show what’s really happening at the county level right now, especially in the context of Construction Lending. If even one lien is missed, a lender’s position can be at risk. Closings can stall. Funding can freeze. […]
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
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],
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},
{
"type": "DEED",
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"recorded": "02/02/2024",
"instrument": "2024-003832",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"VISTA TEST HOMEOWNER'S ASSOCIATION"
],
"granteeName": [
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],
"notes": ""
}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
"dated": "04/20/2024",
"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
"page": "",
"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
"recorded": "02/28/2024",
"instrument": "",
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}
],
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},
{
"type": "HELOC",
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"instrument": "2024-016054",
"book": "",
"page": "",
"amount": "30000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "TRUST CREDIT UNION",
"trusteeName": "",
"mersName": "",
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"relatedDocsExists": 0,
"notes": ""
}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}