In today’s fast-paced real estate market, mortgage lenders, abstractors, and title professionals need instant access to accurate data that affects the property. From uncovering tax liens to verifying ownership history, every detail matters. That’s where AFX Research steps in—offering advanced title search solutions backed by API and JSON integration for same-day title updates across the United States.
Whether you’re buying a home, verifying chain of ownership, or preparing for a real estate transaction, clear and accurate Abstracts of Title are essential. This guide explores how AFX Research supports the lending industry with cutting-edge data solutions, nationwide reach, and attention to detail that ensures peace of mind for all parties involved.
An abstract of title is a condensed history of the legal documentation associated with a specific property. It typically includes a record of:
In essence, it’s the foundation for verifying the chain of titles and confirming whether any issues exist that could disrupt or delay a real estate closing.
A title abstractor (or simply “abstractor”) is responsible for retrieving and compiling the information that forms the abstract of title. This includes locating:
These professionals use public records and databases maintained by county officials to ensure accuracy and completeness. AFX Research partners with hundreds of experienced abstractors nationwide, providing reliable and scalable solutions for lenders and institutions handling high volumes of real estate transactions.
Time is of the essence in today’s mortgage lending environment. Traditional title search methods can delay closings and leave lenders exposed to risk. AFX Research solves this challenge by offering same-day title updates powered by advanced data solutions, automated workflows, and API-based delivery.
Here’s why it matters:
AFX’s tech-enabled workflow bridges the gap between manual research and automated insight, giving lenders a competitive edge in a data-driven market.
A title search involves reviewing historical and current documents associated with a parcel of land. Below is a breakdown of what’s typically included:
Component | Description |
---|---|
Legal Descriptions | Detailed boundaries and identifiers of the property |
Tax Liens | Unpaid property taxes or IRS liens on file |
Mortgage Assignments | A record that shows if lenders have assigned a mortgage to another bank |
Ownership History | A record of all prior owners in the chain of titles |
Legal Documentation | Court actions, foreclosures, probate, or judgments |
Recorded Documents | Filed with the county recorder, including deeds, mortgages, and releases |
Land Records | Includes plats, maps, and surveys |
When handled manually, this process can take several days. But AFX Research’s integration of API and JSON technology streamlines this into same-day delivery, making it the preferred choice for lenders who demand speed without sacrificing accuracy.
AFX Research is revolutionizing the way property title searches are conducted for the lending industry. Through its secure, scalable platform, AFX provides:
This innovation eliminates delays and ensures a transparent audit trail. Clients can easily pull updated title reports, confirm data points like assign a mortgage status, and analyze risk using standardized, machine-readable formats.
If you’re in the business of real estate transactions, fast and accurate title data is no longer a luxury—it’s a necessity. The bottom line is this:
AFX Research eliminates these obstacles through a seamless combination of human expertise, legal documentation insight, and modern data technology. By automating title search delivery through API/JSON, AFX ensures you’re never left in the dark about what affects the property.
AFX Research LLC has been a trusted name in title searches since 1995, offering nationwide services with a specialized focus on institutional clients, including banks, loan servicers, and private lenders.
What sets AFX apart?
Whether you need an abstract of title or a complete chain of titles, AFX Research delivers results that empower smarter, faster real estate decisions.
For mortgage lenders, this means no more bottlenecks in underwriting.
For title abstractors, it means access to verified data from trusted sources.
For buyers, it means peace of mind knowing every issue has been accounted for.
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
"CORY TIPTON"
],
"notes": ""
},
{
"type": "DEED",
"dated": "01/31/2024",
"recorded": "02/02/2024",
"instrument": "2024-003832",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"VISTA TEST HOMEOWNER'S ASSOCIATION"
],
"granteeName": [
"JOHN DOE"
],
"notes": ""
}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
"dated": "04/20/2024",
"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
"page": "",
"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
"recorded": "02/28/2024",
"instrument": "",
"book": "1130",
"page": "415"
}
],
"notes": ""
},
{
"type": "HELOC",
"dated": "06/25/2024",
"recorded": "06/30/2024",
"instrument": "2024-016054",
"book": "",
"page": "",
"amount": "30000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "TRUST CREDIT UNION",
"trusteeName": "",
"mersName": "",
"mersMIN": "",
"mersStatus": "",
"relatedDocsExists": 0,
"notes": ""
}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}