In today’s fast-paced lending environment, accurate and timely title information is critical. Whether you’re a real estate attorney, mortgage lender, or prospective buyer, navigating real estate transactions efficiently means having access to verified public records, recorded documents, and a clear title. That’s where AFX Research, a nationwide title search company, delivers unparalleled value. Streamlining Real Estate Due Diligence with same-day updates is essential.
AFX Research provides nationwide title services and title abstracting services backed by API-driven, real-time delivery systems using JSON formats. From two-owner search to complete chain of title reviews, AFX empowers the real estate due diligence process for both institutional and private stakeholders, ensuring comprehensive support throughout the Real Estate Due Diligence process.
Understanding the importance of Real Estate Due Diligence can save buyers from potential legal and financial pitfalls.
By understanding Real Estate Due Diligence, buyers can protect themselves from unforeseen challenges.
Before purchasing a home, a prospective buyer must ensure that the property owners have a clear title—one free from title issues, liens, or unresolved legal claims. A title search uncovers critical information from land records, such as:
Without this due diligence, buyers risk inheriting legal and financial problems post-sale.
AFX Research specializes in uncovering these hidden risks by conducting thorough searches across public records, recorded documents, and municipal archives. Their team performs title abstracting services in all 50 states, ensuring complete compliance for any real estate transaction.
In the modern lending landscape, speed and compliance are everything. AFX Research enables lenders to receive same-day title updates by integrating with their API—an efficient system that delivers title search results in JSON format. This integration eliminates email back-and-forth, reduces delays, and streamlines underwriting.
This process ensures that the purchase price, borrower eligibility, and closing documents are aligned with verified data. The AFX platform supports integration with LOS (Loan Origination Systems), CRMs, and title production platforms.
Whether buying, selling, or lending, real estate due diligence is essential to mitigating financial risk. Inaccurate or missing information can delay closings, void title insurance, or lead to costly legal disputes.
AFX Research’s methodical approach to title abstracting services ensures you don’t overlook:
Their in-house researchers and nationwide abstractor network provide deep jurisdictional expertise, helping real estate attorneys and agents close transactions with confidence.
A clear title is more than just a box to check. It’s a validation that the property is legally transferrable, free from disputes or claims. Lenders and buyers alike rely on clean title to finalize a mortgage and protect long-term ownership.
AFX Research produces a title report that contains:
Delivered via API or PDF, each report supports both human review and automated decisioning.
With decades of experience and a commitment to accuracy, AFX Research serves thousands of professionals across the real estate ecosystem. From loan processors and real estate agents to attorneys and underwriters, their title search expertise supports transactions of every size and complexity.
To support your next transaction, here’s a quick glossary of essential terms:
From buying a home to issuing a mortgage, real estate professionals can’t afford to cut corners on title verification. AFX Research delivers nationwide title services built for speed, accuracy, and scale.
By combining expert title abstracting services, a robust JSON-based API, and true same-day title updates, AFX Research empowers the lending industry with the tools needed to close faster, reduce risk, and ensure a smooth ownership transition.
{
"your_order_number": "1663232-1212",
"afx_property_id": "79-275248-47",
"file_name": "1663232-1212-TS.pdf",
"public_url_to_file": "https://ourfileurl.com/files/download/431365FR2aPVJhUTIs6K4emWn7LPN5RGDvrT1WtQAHRKE3g",
"report_data":
{
"productID": "116",
"productName": "Current Owner Search w/ Taxes",
"propertyID": "79-275248-47",
"yourReferenceNumber": "ABCD1234",
"yourOrderNumber": "1663232-1212",
"yourMortgageeSiteName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"dateComplete": "08/19/2024",
"dateEffective": "08/16/2024",
"propAddress": "123 SE TEST ROAD",
"propCity": "ESTACADA",
"propState": "OR",
"propZip": "97020",
"propCounty": "CLACKAMAS",
"propAPN": "111025371-012",
"propAltAPN": "R-3-4E-21-C-A-01500",
"propLegal": "SUBDIVISION VISTA TEST 4366 TRACT C",
"propOwner": "CORY TIPTON",
"landValue": "100000.00",
"buildingValue": "250000.00",
"propValue": "350000.00",
"overallTaxNotes": "",
"taxesExists": 1,
"taxes": [
{
"year": "2023",
"period": "",
"status": "PAID",
"date": "",
"amount": "3141.26"
},
{
"year": "2024",
"period": "",
"status": "DUE",
"date": "",
"amount": "3721.10"
}
],
"deedsExists": 1,
"deeds": [
{
"type": "WARRANTY DEED",
"dated": "03/13/2024",
"recorded": "03/13/2024",
"instrument": "2024-008696",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"NORTHWEST CORE HOLDINGS, LLC"
],
"granteeName": [
"CORY TIPTON"
],
"notes": ""
},
{
"type": "DEED",
"dated": "01/31/2024",
"recorded": "02/02/2024",
"instrument": "2024-003832",
"book": "",
"page": "",
"torrens": "",
"grantorName": [
"VISTA TEST HOMEOWNER'S ASSOCIATION"
],
"granteeName": [
"JOHN DOE"
],
"notes": ""
}
],
"mortgagesExists": 1,
"mortgages": [
{
"type": "DEED OF TRUST",
"dated": "04/20/2024",
"recorded": "04/30/2024",
"instrument": "2024-015037",
"book": "",
"page": "",
"amount": "312000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "ABC MONEYSOURCE MORTGAGE COMPANY",
"trusteeName": "FIDELITY NATIONAL TITLE COMPANY OF OREGON",
"mersName": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY",
"mersMIN": "1000235-0023016999-7",
"mersStatus": "ACTIVE",
"relatedDocsExists": 1,
"relatedDocs": [
{
"type": "ASSIGNMENT",
"desc": "UMB BANK NATIONAL",
"recorded": "02/28/2024",
"instrument": "",
"book": "1130",
"page": "415"
}
],
"notes": ""
},
{
"type": "HELOC",
"dated": "06/25/2024",
"recorded": "06/30/2024",
"instrument": "2024-016054",
"book": "",
"page": "",
"amount": "30000.00",
"mortgagorName": "JOHN DOE",
"mortgageeName": "TRUST CREDIT UNION",
"trusteeName": "",
"mersName": "",
"mersMIN": "",
"mersStatus": "",
"relatedDocsExists": 0,
"notes": ""
}
],
"liensExists": 0,
"overallLienNotes": "",
"miscsExists": 0,
"reportNotes": "",
"dateSubmitted": "08/19/2024 10:14:31 AM",
"currentDeedRecordDate": "03/13/2024"
}
}